Buying a Car for Your Teenager From the SR22 Insurance Experts
Are you anticipating a car purchase in the near future for your recent graduate? Maybe you have a child leaving for college soon, and you want to buy her a car for her journey. You have raised your child well and now, you want to reward her with a reliable car for reaching her goals. No matter what the future holds for her, you want to ensure the car you select for her will be safe, economical and reliable.
Breathe Easy Insurance Solutions offers several tips below to assist you in selecting that ideal new or used vehicle for the young one leaving the nest. However, these tips are also great advice for anyone who is in the process of choosing a new or used car.
1.) How Safe Is the Vehicle?
The first priority when selecting a vehicle for your graduate or new college freshman is to consider the overall safety of the vehicle. Several online tools are provided by various agencies to help you locate safety data on most makes and models available. The NHTSA and the Insurance Institute for Highway Safety both offer these tools. Another useful tool is the VIN Check offered by the National Insurance Crime Bureau. This tool allows you to search the VIN number of a vehicle you are considering for purchase to see if the vehicle has been sold as salvage or is stolen. These free tools can provide a wealth of information with just a few clicks.
2.) How Reliable Is the Vehicle?
One of the most important considerations when purchasing a car for your young one, or any family member, is reliability. After all, the last thing you want is for your child to be stranded along a deserted highway in the middle of the night, waiting for a tow truck – or for YOU to come and help her. Research the reliability ratings for all vehicles you are considering to help you decide which make and model tends to be most reliable.
3.) How Will the Vehicle Be Driven?
Is your young one taking the car a few hundred miles away to a new job or university campus? Select a vehicle with good gas milage if you want to encourage your child to visit on the occasional weekend.
4.) How Much Will the Vehicle Cost to Insure?
Cars, trucks and SUVs vary when it comes to the cost of insurance. Once you have narrowed down your choices of vehicles, call your insurance carrier for a few insurance quotes and compare. If your child is leaving for college or still in high school, don’t forget to check with your insurance carrier for student discounts on her insurance.
5.) Interested In a Used Car? Check the Vehicle’s Condition and History!
There are a few extra things to consider when purchasing a used car. Before you seal the deal, take the car to a repair shop you trust for a thorough inspection. This inspection should cost about one or two hours of labor. Additionally, if the vehicle has clocked between 60k and 90k miles, ask the current owner if the timing belt has been replaced. If not, the timing belt can be a significant expense, and the part can fail without warning. Finally, check with the CarFax service to discover the complete history of the car.
When you are selecting a car for your new graduate or student, choosing a reliable, affordable vehicle that will last her for years is of utmost importance for her safety and your peace of mind.
Breathe Easy Insurance Solutions offers low cost California SR22 insurance, and will electronically file your SR22 with the state to expedite reinstatement of your license. We specialize in offering our clients cheap SR22 insurance that will get you back on the road without breaking the bank. Call 866.822.7755 to speak with an agent or get your free SR22 Insurance quote today.