OREGON SR22 INSURANCE
reathe Easy Insurance Solutions' DUII/SR22 insurance program was designed to protect our Oregon drivers from extreme premium increases. Our knowledge and DMV training allow us to answer all questions and concerns you may have regarding a DUII. Our exclusive SR22 filing procedures are implemented through our many insurance carriers to give you the best coverage and pricing options. Our DUII insurance program will give you the ability to maintain the same coverage you had prior to your DUI while paying a manageable rate.
Oregon law considers a driver under the influence of intoxicants when her or his blood alcohol concentration (BAC) is .08 or above. Oregon follows a zero-tolerance rule when it comes to drivers under the age of 21. Commercial drivers must have a BAC lower than .04 to be considered sober.
Minimum Insurance Requirements in OR
$25,000 - Bodily injury
$50,000 - Bodily injury to all persons involved in the accident
$20,000 - Property damage
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Why does the DMV require an SR22? How long will I need an SR22 on file?
An SR22 is a certificate attached to an insurance policy. The DMV will not provide a restricted license without an SR22 on file. The SR22 is also called “proof of financial responsibility,” and the DMV has implemented this certificate to monitor drivers and ensure that they are maintaining the state’s minimum requirements for auto liability insurance. This certificate is typically required after a driver receives a suspended license. Since an SR22 is attached to an insurance policy, if you do not pay your premium and the policy is canceled, the insurance company carrying the SR22 will notify the DMV, causing your license to fall back into suspension.
Ignition Interlock Device Requirement
An ignition interlock device or (IID) is a breathe analyzer that is connected to a vehicle's ignition system. The IID is also connected to a computer system that quantifies your blood alcohol before you are able to operate your vehicle. You simply blow into the device and if intoxicates are found in your blood the vehicle will not start.
Additional Fees Associated with a DUI
The various fees after a DUII conviction include a license reinstatement fee and a duplication fee for your license, which will cost approximately $300.00.
The Implied Consent Law in Oregon
Implied consent law states that any person operating a vehicle in the state of Oregon gives her or his consent to submit to a chemical test, whether that test is a urine, blood, or breath test. If a police officer suspects a driver of being intoxicated, the driver can refuse to take the test. However, if the driver refuses to take any of the chemical tests, her or his license will be suspended immediately. A temporary license will be provided to the driver until her or his court hearing. Lastly, refusal can be used against the driver in court as a DUII, and typically the penalties are harsher than with a regular DUII conviction.