ARIZONA SR22 Insurance

Filing your Arizona SR-22

The State of Arizona requires all drivers to maintain liability insurance.  The minimum levels of liability coverage are:

  • $25,000 bodily-injury liability for one person
  • $50,000 bodily-injury for two or more people
  • $15,000 property-damage liability


Under certain circumstances, the Arizona Department of Transportation (ADOT) will require that a driver maintain proof of future financial responsibility known as an SR-22 certificate of insurance.  An SR-22 is not a type of insurance but rather a form filed with the ADOT.  It indicates that you will maintain the minimum levels of liability coverage mandated under state law for three (3) years.

An SR-22 certificate of insurance is generally required after a license suspension due to an alcohol or drug offense such as Driving Under the Influence.  The ADOT may also require an SR-22 if you violate Arizona's vehicle insurance laws.  For example, if you fail to provide insurance after a request by law enforcement or if you are involved in an accident and do not have insurance you may have to maintain proof of future financial responsibility (SR22) for three (3) years.



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Arizona SR-22 Requirements

If you are required to file proof of future financial responsibility, you have two options:

  1. Obtain an SR-22 through a licensed insurance agent and maintain the certificate for three (3) years.
  2. Obtain a certificate from the Arizona Office of Treasurer showing deposit in cash or certificates of deposit of $40,000.


Failure to maintain the SR-22 certificate of insurance on file for the mandatory three (3) years will result in the suspension of your license and registration. 

Arizona Driving Under the Influence (DUI)

Arizona is known as one of the states with the strictest drunk driving laws.  On a first offense Arizona DUI you could face up to 10 days in jail, minimum fees of $1250, substance abuse counseling, approved traffic survival school course, community restitution, license suspension and required Ignition Interlock Device (IID) installation.  If you refuse to take a test to determine your Blood Alcohol Content (BAC), you will face an automatic one-year suspension of your license.  To reinstate your driving privileges after a DUI related suspension, you will have to pay mandatory reinstatement fees and file an SR-22.

Arizona Ignition Interlock Device (IID) Requirements


Under Arizona State Law, a court can require the installation of an ignition interlock device for many drug- and alcohol-related offenses.  In addition, a person may be eligible for a Special Ignition Interlock Restricted Driver License (SIIRDL) after a license suspension or revocation due to a DUI-related violation.  To qualify for a SIIRDL, you must install the IID and provide proof of installation, submit an SR-22, and pay all reinstatement fees.  Failure to maintain the installation of the IID for the length of your suspension will result in the automatic suspension of your driving privileges.

Get your Arizona SR-22 Quote Today!

Let Breathe Easy Insurance help you get started today.  Fill out your information online for a free SR-22 quote.  Our licensed insurance agents will walk you through the reinstatement process and help you get back on the road.  We understand that this can be an overwhelming and stressful time, let our staff help you with all of your insurance and licensing needs.  We are America’s SR22 Insurance Experts, see why by calling our offices today for a free quote.

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