Renters Insurance
Protect your money and your belongings with tailor-made renters insurance from Breathe Easy Insurance Solutions.
Affordable Renters Insurance for Real Life
You might think your landlord’s insurance has you covered, but it usually only protects the building, not your property or your liability. Renters insurance helps pay to replace your belongings after a covered loss and can also help if you’re responsible for damage or someone gets hurt in your place.
Breathe Easy works with ePremium to give you enhanced renters insurance with coverage options that go beyond basic policies from other agencies. You’re always prepared to bounce back from the unexpected.
Get covered in just a few minutes!
What Renters Insurance Covers
Renters insurance protects more than you think. It helps safeguard your personal property, your wallet, and your peace of mind when life doesn’t go as planned.
Personal Property Coverage
Can pay to help repair or replace your belongings if they’re damaged or stolen in a covered loss.
Liability Coverage
If you negligently damage your rental unit, the apartment community, or someone else’s property, or if someone is injured because of your actions.
Additional Living Expenses
If you can’t live in your rental after a covered loss and need temporary housing.
Many renters underestimate how much their belongings are worth until they try to replace everything at once. Renters insurance helps you avoid paying thousands of dollars out of pocket after a fire, break-in, or other covered event.
Affordable Renters Insurance with Breathe Easy
We specialize in helping people in vulnerable situations feel stable and secure with affordable insurance – from renters and motorcycle insurance to high-risk coverage following a driving violation.
Breathe Easy makes it simple to understand your options and get covered fast, no matter where you live or what kind of rental you call home. Our renters insurance program, provided through ePremium, is available nationwide and works for apartments, condos, co‑ops, and rental homes.
Here’s how Breathe Easy helps you:
- Clear guidance from licensed agents who explain coverage in plain language.
- Access to enhanced renters policies built specifically for renters, not just a generic add-on.
- Simple quote and enrollment process over the phone or through a secure online portal.
- Support that fits into your broader insurance picture, including if you have specialized or high-risk auto needs.
Ready to talk through your options? Call (833) 786-0237 now to speak with a Breathe Easy licensed agent.
Renters insurance FAQs
Do I really need renters insurance if my landlord has insurance?
Probably. Your landlord’s insurance usually only covers the building, not your personal belongings or your liability. If your things are damaged or you accidentally cause damage to the property, you could be responsible for the costs without renters coverage.
What does renters insurance typically cover?
Renters insurance usually includes three main protections: personal property coverage for your belongings, liability coverage if you’re responsible for injuries or damage, and additional living expenses if you need to relocate temporarily after a covered loss. Specific covered causes, limits, and exclusions depend on the policy, so it’s important to review your options with an agent.
How much does renters insurance cost?
Renters insurance often costs less per month than a few streaming subscriptions combined. Depending on your state and the coverage you choose, average policies can be very affordable. To find out what it could cost for your rental, call a Breathe Easy licensed agent at (833) 786-0237 for a free, no-obligation quote.
Does renters insurance cover water damage or theft?
Certain types of water damage and forced-entry theft may be covered, but as with any insurance policy, you’ll want to understand the full policy terms, exclusions, and limitations. Fire, smoke, windstorm, vandalism, and other causes may be covered as well. Your Breathe Easy licensed insurance agent can explain exactly what applies to your situation.
What happens if I move to a new rental?
If you move, you may be able to transfer your renter’s policy to your new rental location, though your premium and coverage may change. You’ll need to contact your insurance carrier to update your address and effective date so your coverage can continue without a gap.
How do I start a renters insurance policy through Breathe Easy?
You can start by calling Breathe Easy at (833) 786-0237 to talk with a licensed agent about your needs and get a quote. Our agents can help walk you through various policies and coverages to find a policy that is tailor-made to your situation. Generate your own quote online if you prefer.
Get Renters Insurance Today
Protect yourself. Protect your belongings. If you rent your home, now is the right time to explore renters insurance that fits your life. Call Breathe Easy at (833) 786-0237 today to get started.
