San Francisco County SR22 Insurance
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Have you recently been convicted of a DUI or other alcohol-related driving offense? Are you now required to maintain an SR22 because of a conviction for driving without a license or insurance? Breathe Easy Insurance Solution serves residents of San Francisco with low-cost California SR22 insurance. Our knowledgeable and friendly agents will walk you through the process of purchasing a qualifying policy, and filing your SR22 paperwork with the state of California.
California SR22 Insurance for San Francisco Residents
San Francisco residents who need to obtain an SR22 insurance policy may expect to pay outrageous premiums, however, Breathe Easy Insurance Solutions can dispel that myth. We offer affordable car insurance for drivers who have been convicted of a DUI and those who have been arrested for driving without license and/or insurance. We understand that you need to be insured with an SR22 in order to fulfill the conditions of your probation. If you have any questions regarding getting a certificate for San Francisco take a look at our list of frequently asked below. If you have any additional questions, call us at 866.822.7755 to speak directly with a Breathe Easy Insurance Solutions agent to get your questions answered and a free quote.
Frequently Asked Questions about SR22 Insurance in San Francisco County
1. What is an SR22 insurance policy in SF?
An SR22 is a California Proof of Insurance certificate, not an insurance policy. However, the certificate must be attached to a policy for high risk drivers. An SR22 is filed with the State of California Department of Motor Vehicles to certify that the owner of the policy carries the required minimum of liability insurance, demonstrating financial responsibility and fulfilling his court ordered requirements.
2. When is an SR22 required in San Francisco?
Basically, a certificate can be required if you have been convicted of driving without insurance or a license, driving on a suspended or revoked license or reckless driving. However, probably the most common reason SR22 insurance is required is for drivers convicted of a DUI. If you have been convicted of a DUI and your license has been suspended, you may qualify for a restricted license, but you will first need to purchase an insurance policy with an SR22.
3. What do I need to get a restricted license in San Francisco County?
To get your restricted license, you have to take your probation order and proof of your certificate to a San Francisco County DMV office. Note that you will also need to show proof of your certificate if your license was revoked or suspended and you are getting it reinstated. If you need insurance so you can get your restricted license, call a Breathe Easy Insurance Solutions agent at 866.822.7755 to purchase your policy and get the ball rolling. When you obtain coverage from Breathe Easy Insurance Solutions, we file your SR22 electronically so you can get back on the road and back to your life.
4. Can I get an SR22 with any insurance company?
Unfortunately, no. If you need California SR22 insurance, you must obtain a high-risk driver policy from a state-approved agency. Breathe Easy Insurance Solutions is approved by the State of California to issue SR22 certifications for drivers convicted of a DUI and other moving violations. Ask a Breathe Easy Insurance Solutions agent to walk you through the process of purchasing your qualifying policy and filing your certificate with the state.
5. What are the minimum liability policy requirements for an SR22 policy in San Francisco?
Insurance policy minimums are $15,000 for bodily injury for one individual, $30,000 for two or more people and $5,000 for property damage. These minimums are expressed as 15/30/5.
6. How long will I need to have the SR22?
Once filed, the SR22 must remain active for a minimum of 36 months, though the court may require you to maintain it for longer. If you default on your premium payments, your certificate is revoked and your insurance company must immediately notify the state. Once your SR22 is revoked, your license is immediately suspended. Therefore, it is very important to keep your premiums paid and up to date so it is never revoked.