Pennsylvania is one of six states that do not require an SR-22 filing to reinstate your driving privileges.  Most states require proof of financial responsibility (SR-22) for high-risk drivers.  The most common reasons a driver must file an SR-22 are:

  • Convictions for Driving Under the Influence (DUI)
  • Driving without adequate insurance
  • Being involved in an accident without insurance
  • Having too many points on your driving record

While Pennsylvania does not require the filing of an SR-22, there are significant penalties for driving under the influence or driving uninsured.  At a minimum, you could face a high fine, license suspension, and vehicle impoundment.

Pennsylvania Mandatory Minimum Insurance Limits

Pennsylvania requires all drivers to carry liability insurance.  The mandatory minimum insurance coverage is:

  • $15,000 bodily injury per person
  • $30,000 bodily injury per accident
  • $5,000 property damage



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The Pennsylvania Insurance Department governs insurance requirements for the State.  Failure to comply with compulsory insurance laws can result in the suspension or revocation of your driving privileges.

Pennsylvania Driving Under the Influence (DUI) Laws

As noted by the Department of Motor Vehicles (DMV), Pennsylvania has three levels of Driving Under the Influence (DUI).  If you are driving with a Blood Alcohol Content (BAC) of .08 to .099 percent you can be charged with General Impairment, if you have a BAC of .10 to .159 percent you can be charged and subsequently convicted of High BAC, and if your BAC is .16 percent or higher you may be charged with Highest BAC.  Penalties increase with each level of DUI.

A conviction for a first offense General Impairment can result in up to six (6) months of probation, a $300 fine, required alcohol highway safety school, and mandatory alcohol treatment.  The higher your BAC, the more likely that you will have to install an ignition interlock device (IID) to reinstate your driving privileges.

Jail Time 6 months probation At least 5 days At least 10 days
Fine(s) $300 $300 to $2,500 $500 to $5,000
Driver's License Suspension None 12 months 12 months

Contact Our Offices Today

Find out why Breathe Easy Insurance agents are America’s SR22 Insurance Experts.  We provide low-cost insurance in Vermont and across the country. Call today or go online for a free Vermont SR22 insurance quote.  We can assist you with all of your licensing needs, including finding a state-approved IID installer and enrolling in a DUI program.  Do not wait, call today, and speak with one of our experienced staff members at 844.580.7525.

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