CALIFORNIA SR22 Insurance
At Breathe Easy Insurance Solutions, we understand the California DMV protocol regarding insurance requirements after a DUI. Our strategy regarding SR22 filing has been tailored to streamline the insurance process while saving our clients thousands of dollars on their insurance. Our trained DUI insurance staff is here to answer any questions you may have regarding DMV rules and regulations, SR22 filing, and DUI class information.
California state limits regarding impaired drivers are .08% for drivers over twenty-one operating a personal vehicle. Drivers under 21 will face a one-year suspension if their BAC results are above .01%.
Minimum Insurance Requirements in CA State
$15,000 - Bodily Injury
$30,000 - Bodily injury to all persons involved in an accident
$5,000 - Property damage
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What is an SR22, and how long will I need an SR22 on file?
The California “Certificate of Financial Responsibility” or SR22 is required for a three-year probation period. During this time a driver is required to maintain the minimum liability insurance requirements. There are three ways to file the SR22: 1. Motorcycle Policy 2. Car Insurance Policy 3. Non-Owner's Policy. The first two are intended for drivers with the vehicles registered in their name. The non-owner’s policy is intended for a driver who does not own a vehicle and wants to satisfy the DMV or a driver that drives a commercial truck or rents cars often.
Ignition Interlock Device
An Ignition Interlock Device is a device connected to your ignition to measure your blood alcohol level. You will be required to install an IID on your second conviction of a DUI. The court may require you to install an IID for a first time DUI conviction in the pilot counties of Alameda County, Los Angeles County, Sacramento County, and Tulare County. Also, every court has discretion but is not required, to order an IID for a first time DUI conviction. That is why hiring an attorney can be very critical in your defense.
Additional Fees Associated with a DUI
A $125.00 registration fee must be paid to the DMV in order to obtain your restricted license. Also, a $15.00 duplication fee will be administered to cover the cost of reprinting your license.