Riverside County SR22 Insurance
Are you attempting to decode the process of obtaining SR22 insurance in Riverside County? Finding a company that can provide you with insurance may be a challenge, but we can help! In order for insurance companies to offer policies that are suitable for certification, they must be approved by the State of California. Breathe Easy Insurance Solutions is a state-approved insurance agency that provides low-cost SR22 certification to residents of the greater Riverside County area.
A California SR22 insurance policy is composed of a high-risk driver policy, along with a certification from the insurance agency that the driver is fulfilling his financial responsibilities by carrying the minimum coverage required by law. The insurance company files the completed form with the California DMV on behalf of the driver. Breathe Easy Insurance Solutions will give you peace of mind and get you covered right away. Call us at 866.822.7755 for a free quote. When you speak with one of our agents, he/she can answer any questions you might have about your particular case.
Our customers have a lot of questions about policies, which is why we created a list of frequently asked questions about SR22 insurance, which can be found below. Breathe Easy Insurance Solutions wants you to have all the answers for questions you may have about Riverside County SR22 policies so you can make an educated decision about which policy is right for you. If you have any additional questions after reviewing the FAQs, call an agent and we will provide you with answers to all your questions, along with a free quote.
Frequently Asked Questions About SR22 Insurance in Riverside County
1. When is SR22 insurance required in California?
California SR22 insurance may be required as a condition of your probation after you have been convicted of a DUI or driving without a license or insurance. You may also be required to obtain a certificate if you were convicted of reckless driving or have accumulated too many points on your record.
2. How much does a California SR22 insurance policy cost?
An SR22 is not an insurance policy, per se. First, you must obtain a special policy from a state-approved insurance company, like Breathe Easy Insurance Solutions. Once your policy is in place, your Breathe Easy agent will file the paperwork with the state for a small fee. The total cost of the SR22 will be the cost of your insurance policy plus the filing fee. Call a Breathe Easy Insurance Solutions agent for additional information and a quote.
3. How long do I need to keep the SR22 on file with the State of California?
The SR22 certification must remain on file with the state DMV for at least 36 months. Sometimes, the driver will be required to maintain the certificate for as long as five years.
4. I recently got a DUI. How can I get a restricted drivers license?
The first step to getting your restricted license after a DUI conviction is to secure a policy with a state-approved SR22 insurance company. After your insurance company files the certificate with the DMV, and the state approves the form, you will be able to obtain your restricted California license. Keep in mind that the SR22 can never lapse due to default on insurance premiums. If you default on your payments, your license will be immediately revoked.
5. Is a Riverside County SR22 policy expensive?
Riverside County SR22 insurance can be expensive, depending on the insurance company that issues your policy. However, Breathe Easy Insurance Solutions specializes in providing low-cost, high-risk policies to drivers who have been convicted of an alcohol-related driving offense in California. Call Breathe Easy Insurance Solutions at 866.822.7755 for a free quote. Our rates are very competitive, and we are a California state-approved agency for SR22 policies. Once you select your policy, we can file your certificate electronically with the DMV.
6. How can I find a Riverside County DUI school?
Check the Breathe Easy Insurance Solutions website (linked above) for listings by county for state-approved DUI schools. You will need a restricted license to legally drive to your DUI class, and to obtain your restricted license, you will need to prove to the DMV that you have an SR22 policy.