Getting a DUI in San Jose can definitely cause some problems in your life. If you have been convicted of a DUI, have too many points on your record or have another serious moving violation, and your driver's license is suspended or revoked, you will probably need an SR22 compliant insurance policy before you can drive again.
If you need to obtain a compliant policy, you probably have several questions about what that means, how to file and where to find an insurance company that carries this type of coverage. First, let’s clarify exactly what an SR22 is and how you get one.
An SR22 Certificate For Residents of San Jose
If you have been convicted of a DUI or another serious driving offense, or if you have accumulated too many points against your license, the State of California will require that you file an SR22 certificate with the California Department of Motor Vehicles. The SR22 is not an insurance policy. It is a certificate that verifies that you maintain the coverage required by the state. This certificate is filed by your insurance company on your behalf. You must keep your insurance paid and up to date. Otherwise, your insurance company must notify the DMV that your coverage has lapsed. If your coverage lapses, your drivers license is immediately and automatically suspended.
The State of California mandates that the SR22 certificate remain on file for at least three years. Sometimes, the court will require that the certificate remain on file for a longer period of time.
SR22 Insurance Cost in San Jose CA
The cost of a state-approved insurance policy for the certificate varies based on several factors, including how much coverage you need. SR22 insurance cost can vary greatly between state-approved insurance carriers. You can find a low-cost policy without even leaving your home. Breathe Easy Insurance Solutions offers affordable policies for drivers just like you. Call 866.822.7755 to speak with a Breathe Easy Insurance Solutions specialist for free SR22 insurance quotes. We offer affordable plans that will keep you driving without causing you to go broke in the process.
Filing an SR22 Certificate in San Jose
Breathe Easy Insurance Solutions makes filing your SR22 certificate easy. Once you choose your qualifying policy, it only takes 15 minutes to get filed with the DMV! Our agents electronically file all California certificates, so you don’t have to do anything! Just call us to get your free quotes, select your cheap policy and that is it! Your certificate will be filed with the DMV within the hour. You can sit back, relax and know that your Breathe Easy Insurance Solutions agent is working on your behalf. Call any time of the day or night. Our agents are available 24 hours a day, seven days a week.
Resources for San Jose, CA
The city of San Jose is the county seat of Santa Clara County. San Jose is the largest city in both the Northern part of California and in the Bay area. Visit San Jose’s website for an up-to-date community calendar and to file for permits online.
If you need to file an SR22 in California, your certificate will be filed with the California DMV. Check the California DMV website to find the location closest to your home, school or office. However, you do not need to visit your local DMV if you work with Breathe Easy Insurance Solutions. Our agents will handle all of the paperwork for you.
You can file a traffic accident report or a crime report from the San Jose Police Department’s website. Call 911 if the crime is still in progress of if the situation is an emergency. You can also submit a tip for the officers to follow up on from the site.