WASHINGTON SR22 INSURANCE
Breathe Easy Insurance Solutions' DUI insurance program and SR22 filing strategy helps drivers in the state of Washington save hundreds of dollars a month on car insurance. Our staff understands the Department of Licensing's rules and regulations, which helps us assist our customers when filing an SR22 or shopping for an insurance policy.
Understanding the law is crucial to minimizing your costs after a DUI infraction. The state of Washington follows the standard (.08) limit regarding impaired drivers. However, the state of Washington has a lower rate for impaired drivers under twenty-one (.02) and commercial impaired drivers (.04).
Minimum Insurance Requirements in WA State
$25,000 - Bodily injury
$50,000 - Bodily injury to all persons involved in an accident
$10,000 - Property damage
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What is an SR22, and how long will I need an SR22 on file?
Another common phrase for an SR22 is, “Proof of financial responsibility.” In other words, the Department of Licensing wants to know you can financially cover damages caused by an accident. An SR22 is a certificate attached to an insurance policy. This certificate is required by the Washington Department of Licensing after a DUI conviction, reckless driving, or driving without insurance. In order to reinstate a license, this certificate will be required, whether you own a vehicle or not. Without an SR22, a driver’s license will remain in suspension.
In most cases, you will need an SR22 on file for three years. This time period starts from the date of the original suspension.
Ignition Interlock License and Ignition Interlock Device
WA State requires drivers to install an Ignition Interlock Device in their vehicle after alcohol or drug-related infraction. An Ignition Interlock Drivers License must first be obtained in order for the driver to install and administer an IID. Application for an IIL is permitted at any time. All fees must be paid associated with the IID.
Additional Fees Associated with a DUI
A three pay $100.00 fee must be paid to the DOL to obtain a restricted license. All fees associated with IID installation along with $20.00 a month, unless waived.