What is Full Coverage Auto Insurance?

All active drivers need to be insured to guarantee they are financially covered in the event of an accident. The only issue is, most people will only have the minimum amount of insurance coverage to meet their state’s requirements for driving legally. The state minimum is typically liability insurance, which will cover the cost of…

Read More

The Differences Between SR22 and FR44 Insurance

how to determine the insurance that is right for you. If you drive a car in almost any state in the nation, you must have some form of car insurance. Most state laws prohibit driving without car insurance; however, some drivers are considered high-risk and have trouble securing auto insurance. They could be considered high-risk…

Read More

Legal Limits in Washington State

What happens when you get a DUI in Washington State Driving under the influence is a serious offense, with lasting consequences. In Washington State, the penalties issued for a DUI offender widely vary, but it is likely that both administrative and criminal penalties will be issued. This can include Electronic Home Monitoring (EHM), a 90-day…

Read More

Important Ignition Interlock Device Information

How do I know if I am eligible for an IID restricted license? For a first and repeat DUI offense with or without injury, a person may immediately apply for an IID restricted license at the end of their 30-day temporary license or before the suspension date after the DMV hearing. May a person install…

Read More

#Holy Fire- Breathe Easy Cares!

Dear Residents of Riverside County and Orange County, We have been monitoring from a distance the devastation #HolyFire is/has been unleashing on Riverside and Orange County and can only imagine how this is impacting the lives of our clients, families, friends and business associates. We understand the extreme difficulty for you and your neighbors in…

Read More

Protecting Our Youth

Summer is the season that gives us long days and even longer nights, and many young and lack of experience drivers will be on the road for the first time.  The 100 days between Memorial Day and Labor Day are recognized as the deadliest for teens.  It is noted that collisions involving young drivers increase…

Read More

Bill Introduced to Extend Bar Hours in Some California Cities

In January, California state Senator Scott Wiener, introduced a bill titled LOCAL (Let Our Communities Adjust Late-Night) in Sacramento. This bill (SB 905) is proposed as a five-year pilot program which would allow the cities of Long Beach, Los Angeles, Oakland, Sacramento, San Francisco, and West Hollywood to choose to extend their bar hours until…

Read More

4 Quick Tips: How to Avoid Insurance Claims During the Holidays

The holidays are one of the busiest times of the year for many people, and a time of celebration as we gather with friends and family. The increase in holiday parties and festivities, colder weather, and traffic conditions can also lead to an increase in insurance claims. In order to keep this holiday season claim-free,…

Read More

Troubling Trends: Women and Drunk Driving

Most of us were cautioned about the dangers of driving while intoxicated from an early age. Public service announcements on TV and the radio, as well as educational programs aimed at school kids and at-risk youth demographics, have attempted for decades to help curb our nation’s problem with drunk driving. On the whole, it’s working;…

Read More

Driving & Exhaustion: Give It a Rest

Perhaps you are on a road trip and you didn’t catch as many Z’s as you should have the night before. You feel drowsiness setting in as you are reaching the last couple of hours of driving. You ask yourself if you should just power on or pull over and get some rest. The safest…

Read More