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While the law requires motorcyclists to have general liability coverage in their motorcycle insurance policy, it may not be enough to protect them when they most need it. To get full protection, motorcyclists may have to get underinsured coverage in tandem with uninsured coverage. What is Uninsured and Underinsured Coverage? Uninsured coverage, like the name…

At the minimum, the law requires car owners to have general liability coverage when they get auto insurance. However, there are other types of coverage that car owners can avail, such as collision and comprehensive coverage, to get the full protection they need. Collision and Comprehensive Coverage Unlike with general liability coverage that focuses on…

A driver convicted of a serious driving violation like a DUI (driving under the influence) could have his or her driving privileges immediately revoked by the DMV. Following a conviction, the DMV or a judge will request for an SR22 insurance certificate from the driver’s insurer before driving privileges can be reinstated. How to Obtain…

If you are a business owner, having insurance coverage is one of the best things you can do to protect your business. There are different types of commercial insurance coverage that you can purchase, ranging from general liability to commercial property. However, before your insurance provider draws the policy, there are several factors that they…

Getting homeowners insurance is important for many reasons, ranging from safety and security to guaranteeing peace of mind. However, as big an investment it is, your insurance policy doesn’t necessarily have to be expensive or out of budget. Here are some tips to lower your premium: Installing Protective Devices Did you know that outfitting your…

Have you ever had the experience of receiving a letter from an insurance company notifying you that based on your insurance credit score, you weren’t eligible for the affordable auto insurance you were looking to get? If so, you are not alone. A good number of insurance applications for a lower premium are rejected on…

Insurance coverage is critical for protecting a home-based business, but it’s often overlooked by most entrepreneurs. Oftentimes, they deem small business insurance as unnecessary because they already have home insurance. But this type of insurance does not cover the business per se, which means that should a customer file for damages against your company, you…

You open your insurance bill and you find that your premium was increased by your provider without your approval—or so it seems. The truth of the matter is, you may have simply overlooked or forgotten about certain stipulations in your auto insurance policy which is why the increase came as a surprise. Most policyholders only…

Business insurance should be considered an essential component of risk management, especially for startups and emerging companies. To keep your young venture afloat in the event of a lawsuit, accident, or natural disaster, it won’t be enough to choose the cheapest policy among the small business insurance quotes available to you; you also have to…

Breathe Easy Insurance Solutions would like to give our customers and the general public some quick tips on how to avoid check points and a possible DUI arrest. Being one of California’s leading provider in SR22 insurance, we have a vast knowledge of how many of our clients have been pulled over for a DUI.…