Understanding Collision and Comprehensive Coverage in Auto Insurance

At the minimum, the law requires car owners to have general liability coverage when they get auto insurance. However, there are other types of coverage that car owners can avail, such as collision and comprehensive coverage, to get the full protection they need. Collision and Comprehensive Coverage Unlike with general liability coverage that focuses on…

Read More

SR22 Insurance Certificate: Why It’s Required Following a DUI Conviction

A driver convicted of a serious driving violation like a DUI (driving under the influence) could have his or her driving privileges immediately revoked by the DMV. Following a conviction, the DMV or a judge will request for an SR22 insurance certificate from the driver’s insurer before driving privileges can be reinstated. How to Obtain…

Read More

3 Factors That Insurance Companies Consider for Commercial Insurance Premiums

If you are a business owner, having insurance coverage is one of the best things you can do to protect your business. There are different types of commercial insurance coverage that you can purchase, ranging from general liability to commercial property. However, before your insurance provider draws the policy, there are several factors that they…

Read More

How to Lower Your Homeowner’s Insurance Premium

Getting homeowners insurance is important for many reasons, ranging from safety and security to guaranteeing peace of mind. However, as big an investment it is, your insurance policy doesn’t necessarily have to be expensive or out of budget. Here are some tips to lower your premium: Installing Protective Devices Did you know that outfitting your…

Read More

Affordable Auto Insurance and Your Insurance Credit Score

Have you ever had the experience of receiving a letter from an insurance company notifying you that based on your insurance credit score, you weren’t eligible for the affordable auto insurance you were looking to get? If so, you are not alone. A good number of insurance applications for a lower premium are rejected on…

Read More

Small Business Insurance: Why a Home-Based Business Needs It

Insurance coverage is critical for protecting a home-based business, but it’s often overlooked by most entrepreneurs. Oftentimes, they deem small business insurance as unnecessary because they already have home insurance. But this type of insurance does not cover the business per se, which means that should a customer file for damages against your company, you…

Read More

Factors that Affect Auto Insurance Premiums

You open your insurance bill and you find that your premium was increased by your provider without your approval—or so it seems. The truth of the matter is, you may have simply overlooked or forgotten about certain stipulations in your auto insurance policy which is why the increase came as a surprise. Most policyholders only…

Read More

General Liability Insurance

  Whatever size and type of business you have, having the right kind of insurance coverage can protect your assets against financial losses when you have to pay for damages or obligations for which you are deemed responsible. For these purposes, look into getting General Liability Business Insurance. There are various factors that insurance carriers…

Read More

Liability Auto Insurance

Certain States require specific auto insurance coverage, and if you live in California, Liability Insurance is mandatory. While there are many other coverage options that you can include in your policy, liability coverage is not an option that you can omit from your policy. If you are faced with the tedious task of having to…

Read More

Homeowners Insurance: What is HO-8 Coverage?

When unforeseen circumstances such as fire or natural disasters like lightning and hailstorms strike, homeowners often face the financial challenge of having repairs done after damages were incurred. In some cases, damages may even be a direct result of a civil commotion. There are various coverage options for homeowners insurance and generally, the coverage to…

Read More