Liability Auto Insurance

Breathe East Insurance logo on road

Certain States require specific auto insurance coverage, and if you live in California, Liability Insurance is mandatory. While there are many other coverage options that you can include in your policy, liability coverage is not an option that you can omit from your policy.

If you are faced with the tedious task of having to talk to different insurance providers and requesting for quotes to help you get the best coverage at a fair premium, Breathe Easy Insurance can take this burden off your shoulders.

Why Is Liability Insurance Required?

This type of coverage is required by California laws to provide the car owner with the means to cover damages—injury and property damages—incurred by the other party involved in an auto accident caused by the policyholder. Simply put, liability insurance ensures that the occupants of the other vehicle involved in the accident that you caused will receive compensation for damages to their person and property.

State laws also impose the amount of coverage. For instance, in California, the minimum coverage is as follows:

Injury or Death:

  • $ 15,000—one person
  • $ 30,000—two or more persons

And for damage to property, the minimum amount required is $5,000. To learn more about liability auto insurance, please contact us at 866.822.7755.

Comprehensive Coverage

Apart from liability, you may also want to consider including Comprehensive Coverage in your policy. This type of insurance covers damages to your car that were caused by something other than a traffic accident.

These are damages that may have been caused by the following:

  • Theft
  • Civil Disturbance
  • Vandalism
  • Falling Objects
  • Fire

Also included are damages to your car caused by natural disasters and animals.

Talk to one of our Live Representatives today to request for auto insurance quotes or to learn more about different coverage types.