Business Insurance

All too often, business owners dismiss business insurance as an unnecessary expense. This couldn't be further from the truth. In fact, getting insured is a necessity as it protects owners from unforeseen losses and financially devastating events. For SMEs (small to medium-sized enterprises/businesses), obtaining business insurance is even more important as it can safeguard an owner's personal assets in the face of bankruptcy or a lawsuit.

While business owners may settle for General Liability in their business insurance policy, this may not be enough to offset the different risks they are exposed to in the normal business cycle such as theft, fire, vandalism, employee injuries, improperly rendered professional services, and so on. This is why commercial business insurance packages generally comprise different types of insurance to allow for maximum or complete coverage.

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Some of the most common coverage options that are customized in these packages are:

  • Business Owner's Policies (BOP)
  • Workers' Compensation
  • General Liability Business Insurance
  • Errors & Omissions
  • Commercial Auto
  • Commercial Property
  • Professional Liability

With that said, depending on the nature of your small business, your insurance needs will require a thorough assessment by a professional. What might be beneficial for one company might only prove to be costly for your business down the line?

At Breathe Easy Insurance, we take pride in our years of experience in providing effective and affordable insurance solutions for business owners. We are knowledgeable of the required state policies and have the advantage of representing many leading insurance companies. This means we can create an insurance package that fits your budget and situation.

Aside from looking out for your peace of mind, whether it's about your car, business, or home, we also strive to prioritize your convenience. If you need to change anything in the commercial business insurance policies of your vehicles, you can do so quickly with our self-policy service available any time of the day.

Save time with our self-policy service option, which lets you:

  • Add a vehicle to the existing commercial auto policy
  • A request ID card for the commercial auto policy
  • Request declaration and coverage page for the commercial auto policy

For inquiries about our brokerage services or if you would like to have one of our agents evaluate your business insurance needs, please feel free to contact us at 833.786.0237. We'd be more than glad to assist you in creating a sound business protection plan.

Get a free coverage review and insurance quote today!

In addition to Business Insurance, we also have great rates for:

Auto | Homeowners | Renters | Motorcycle | RV | Boat | SR22