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Getting a DUI in Chico can really throw your life into a tailspin. Not only can a DUI cost you a considerable amount of money in fines, a DUI school and an attorney if you hire one, but you will also be required to file an SR22 certificate of financial responsibility with the California Department of Motor Vehicles in order to get your license reinstated or obtain a restricted license.
What Is an SR22 Insurance Certificate and Why Do Persons Convicted of DUI Need It?
An SR22 certificate is required by the state for drivers who have been convicted of a DUI, driving without sufficient insurance coverage or those who have accumulated too many points on their licenses. A certificate is not insurance, but rather a file verifying that you carry sufficient coverage as required by the State of California. An SR22 is only available on specific, state-approve insurance policies, and not all insurance companies offer this type of coverage.
When you find an insurance company that offers these policies, your carrier files the certificate with the state. The document must remain on file with the DMV for a minimum of three years, however, the court may require that it remain on file for a longer period of time. Once your insurance company files your SR22 with the state, you can visit a DMV office and apply for the restricted license. If the insurance policy is canceled or expires during the mandated period, the insurance company is required to notify the DMV and your license is automatically suspended.
SR22 Insurance Cost For Those Convicted of DUI in Chico
You may be concerned about the insurance cost. Just like with standard insurance policies, insurance companies charge a wide variety of rates for SR22-compliant policies. To find the best deal for your low cost policy, call 866.822.7755 at anytime to speak with a Breathe Easy Insurance Solutions customer service representative to get a quote, and then select the one that best meets your needs and fits your budget.
Filing Your SR22 Certificate in Chico, CA
Filing your certificate is as easy as it gets when you select Breathe Easy Insurance Solutions as your insurance carrier. Our agents file your SR22 electronically with the DMV, so it only takes 15 minutes to get filed once you select your policy. Get the process started today by speaking with one of our friendly, helpful representatives. They are ready to serve you 24 hours a day, seven days a week. Don't wait! You can be legally driving in no time when you choose Breathe Easy Insurance Solutions.
Resources for Chico
The city of Chico is located in the northern section of the Sacramento Valley. The nickname for Chico is the “City of Roses” and the city has been awarded the distinction of being named Tree City USA by the National Arbor Day Foundation for the past 31 years.
The California DMV receives and maintains all Chico SR22 filings. Once your certificate has been filed and accepted, you can visit the local office of the California DMV to reinstate your original license or apply for a restricted license.
The Chico Police Department is located at 1460 Humboldt Road in Chico. To report a non-emergency situation where a firearm was used, but there is no longer an immediate threat, call 530.895.4911 to report. For emergencies, call 911. For all other police reports, you can file them online using the CopLogic tool.