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      California Auto Insurance Changes in 2025

      Frequently Asked Questions

      It increases the minimum auto insurance coverage required for all California drivers, providing greater protection in case of accidents.

      Many California drivers will have more protection if they’re in an accident, which means less chance of paying large bills out of pocket.

      If you currently have coverage below California’s new minimum insurance limits, your rates may increase. However, remember that this coverage requirement change applies to all drivers and insurance providers in the state.

      Yes, non-owner policies must also meet the new 2025 minimum liability requirements, which may result in higher rates.