Affordable and Low-Cost SR‑22 Coverage
Illinois SR-22 Insurance
If you are convicted of A DUI in Illinois, you may be required to file for SR-22 insurance in order to have your license reinstated and to maintain driving privileges.
Quick Answers About SR-22 Insurance in Illinois
- How much does SR-22 insurance cost in Illinois? Costs vary but usually include a $15–$50 filing fee , either as a one-time charge or recurring, plus likely increased insurance premiums. We help you find the most affordable option for your situation.
- How do I get SR-22 insurance if I don’t own a car? You’ll need a non-owner SR-22 policy, which we can provide. It’s often cheaper than a standard auto policy.
- How fast can I get my SR-22 filed in Illinois? Same-day SR-22 filing is available in most cases. Breathe Easy submits your paperwork directly to the Illinois Secretary of State.
Illinois SR‑22 Requirements
An SR-22 is a document that proves that you carry the state’s minimum required liability insurance and is necessary when attempting to obtain a Restricted Driving Permit (RDP). It is not required for obtaining a Monitoring Device Driving Permit (MDDP).
Illinois state law mandates minimum liability coverage for all drivers. The required minimums are:
- $25,000 for injury or death of one person in an accident
- $50,000 for injury or death of more than one person in an accident
- $20,000 for property damage per accident
In most cases, the Illinois Driver Services Department requires that you keep the proof of financial responsibility on file for three years. If you cancel your policy, your driving privileges may be revoked immediately. Need fast help? Get your cheap Illinois SR‑22 quote in minutes.
Get Your Illinois SR-22 Quote Today
Driving Under the Influence in Illinois
A person arrested for DUI in Illinois faces a number of consequences including the automatic suspension of their driving privileges if they fail, refuse to submit to or fail to complete chemical testing. The Statutory Summary Suspension mandates that failure of chemical testing is when a driver has a BAC of .08 or more. On a first offense, a person faces a six-month driving suspension with eligibility for a Monitoring Device Driving Permit (MDDP).
For more Facts and Statistics on Driving Under the Influence read the DUI Fact Book published the Secretary of State.
Breath Alcohol Ignition Interlock Devices (BAIID)
In many cases, when a person's license is suspended due to an arrest or conviction for driving under the influence in Illinois, they may be eligible for a Monitoring Device Driving Permit or a Restricted Driving Permit after the installation of a Breath Alcohol Ignition Interlock Device (BAIID). The BAIID is paid for by the offender and must be installed by a certified BAIID vendor.
Penalties for DUI Conviction in Illinois
First Offense
Fine(s): Up to $2,500
Driver's License Suspension: 6 months
Second Offense
Fine(s): Up to $25,000
Driver's License Suspension: 1 year
FAQs About SR-22 in Illinois
What is an SR-22?
How Long Do I Need to Have SR-22 Insurance?
What happens if I let my SR-22 policy lapse?
What are the next steps for getting an ignition interlock device?
Get Your Free Illinois SR-22 Quote Today
Are you ready to get back on the road and get your life back? Breathe Easy Insurance is here to help. Our highly-trained staff will help you understand the license reinstatement process. No matter what the circumstances of your license suspension, our agents can help you find affordable SR-22 insurance in Illinois. We know that this can be a stressful and overwhelming time; let us make it easier with a free online quote. Get started today!
License #3000484930
