TEXAS SR22 INSURANCE
Getting a DUI in the state of Texas can be a very costly and stressful event. Along with fines and penalties, you can expect your insurance premium to spike significantly. Breathe Easy Insurance Solutions has a DUI insurance program that will satisfy all DMV requirements and prevent your premium from increasing dramatically. Our trained DUI agents will file your SR22 and give you options to help you find the best policy that will meet your coverage needs and budget. Our staff is available to answer any questions regarding insurance or the DMV process. Feel free to call so we can provide a solution that will work for you.
In the state of Texas, a driver is considered intoxicated when her or his blood alcohol concentration (BAC) is higher than 0.08. For commercial drivers, the BAC is a slightly lower 0.04. Minors or drivers under 21 cannot have a BAC higher than 0.01.
In Texas, your license will be suspended for failing a blood/breath test or refusing a blood/breath test. However, if your Texas driver's license was valid when you refused or failed the blood/breath test, you will be eligible for a temporary permit 40 days after your initial arrest.
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Minimum Insurance Requirements in TX
$30,000 - Bodily injury
$60,000 - Bodily injury to all persons involved in an accident
$25,000 - Property damage
What is an SR22, and how long will I need an SR22 on file?
An SR22 is a certificate that notifies the DMV that you have the basic limits of liability to legally operate a vehicle. Without an SR22 on file with the DMV, your license will remain suspended. Basically, an SR22 is “proof of insurance” that the DMV requires so you can obtain your restricted license.
Breathe Easy Insurance has a unique SR22 filing strategy that will satisfy the DMV requirements, get your license back, and provide a policy at an affordable rate. You'll be required to maintain an SR22 on file with the DMV for a 2 year period.
Ignition Interlock Device
An ignition interlock device is used to measure whether alcohol is present in your bloodstream. The IID is connected to the ignition of your vehicle. If you have been drinking, the vehicle will not start. Depending on the circumstances of your case, you may have to install an IID. If you receive 2 or more DUI convictions within 5 years, you are probably going to have to install an IID.
Additional Fees Associated With a DUI
In Texas, after your 1st DUI, you will be forced to pay a surcharge of $1,000.00 dollars a year for 3 years. For a 2nd or 3rd DUI, your surcharge will be $1,500.00 dollars annually for 3 years.
In addition to SR22 insurance policies, we also have great rates for:
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