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Irvine Auto Insurance

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About Breathe Easy Insurance

Breathe Easy Insurance logoAt Breathe Easy Insurance Solutions, we are committed to excellence. We strive to give our clients the most competitive insurance rates available. We specialize in insurance and risk management for auto, home, and motorcycle.

It starts with a commitment of customer service. To you, your goals, and your situation. At Breathe Easy Insurance, we pride ourselves on our independence and our status as an Insurance Brokerage. That means we represent many leading insurance companies, and have the flexibility to place your coverage from among a wide array of providers. With our experience, years of service and breadth of expertise, we are well-versed in all aspects of insurance coverage and will craft an effective insurance solution that meets your circumstances and budget.

Our approach to service isn’t transactional. We strive to build strong, working relationships based on trust and taking the long-term view. Through personal attention and professional commitment, our only goal is your individual or business security and peace of mind. We measure our success by yours.

Call us at 866.822.7755 for an appointment and let one of our agents speak with you to assess your insurance needs. It will be our pleasure to put together an insurance plan that will provide you with the proper coverage for your peace of mind.

Breathe Easy understands the state’s minimum insurance requirements in order to operate a legal vehicle.

CEvery driver is required to obtain Liability Coverage. Liability car insurance protects you against the cost of damage and injury that you might cause to another in an automobile accident. Although keeping up with the state minimum requirements are all that is needed to keep one legal in their state for car insurance, in some cases purchasing only the state minimum insurance requirements is not the best choice.

Collision Coverage is not a requirement but will help protect your vehicle after an accident. Collision insurance coverage pays for damage caused to your vehicle in an automobile accident, when you are “at fault”. A standard collision automobile insurance policy will pay for any repairs up to the fair market value of your car.

Comprehensive Coverage is great to help protect you against loss of damages to your vehicle outside of an accident. If you have a valuable vehicle or feel your vehicle is threatened by damage on a regular occasion, this form of coverage is ideal. Comprehensive is very similar to collision insurance, the main difference being that comprehensive covers damage caused to your vehicle by any unknown party or “act of God”. Vandalism, flood, hurricane, theft, and fire are all events usually covered by comprehensive automobile insurance.

Uninsured / Underinsured Motorist Coverage protects the driver and passenger of a motorcycle damaged by an at fault driver that is uninsured or underinsured. Underinsured motorist coverage provides additional coverage on top of the injured parties’ liability coverage in the event the injuries cost exceeds their limit of coverage and the limit for the underinsured motorist coverage is higher than their bodily injury liability limit.

For information about Irvine auto insurance, give Breathe Easy Insurance a call at 866.822.7755.

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