Many people are confused about the SR22 and how to file one with the Department of Motor Vehicles. If you have been told by the court that you need to get an SR22 on file before you can legally drive, you probably have several questions about what this means and how to go about filing.
What is an SR22 Insurance Certificate and How Do I Obtain One in Hayward?
An SR22 is a certificate of financial responsibility that is filed with the California DMV affirming that you carry the minimum amount of liability insurance mandated by the state. Most people hear of this document for the first time after receiving a DUI or having been ticketed for no insurance. However, drivers who find themselves on the wrong side of the law may be required to obtain an SR22 compliant insurance policy and file a certificate with the state. The SR22 is not, in fact, the insurance policy, but rather a certificate submitted to the DMV by your insurance carrier that verifies your financial responsibility.
An SR22 must remain on file with the DMV for three to five years, depending on the offense. If the compliant insurance policy is canceled or expires, the DMV is notified by the issuing insurance carrier, and the driver’s license is automatically suspended.
Finding Low-Cost SR22 Policies in Hayward, CA
Rather than shopping around for a cheap compliant policy, there is an easier way to find low-cost SR22 insurance in Hayward. Breathe Easy Insurance Solutions provides affordable policies to our customers across California. We are a state-approved insurance agency that offers low rates to drivers who are required to file an SR22. Call a Breathe Easy Insurance Solutions representative at 866.822.7755 for your free quote. Our agents are specialists and can help you straighten out your driving situation in no time.
Filing an SR22 Certificate with the California DMV for Residents of Hayward CA
When you select Breathe Easy Insurance Solutions as your insurance provider, our agents will electronically file your SR22 with the state’s DMV for you. Once you choose your compliant policy, it only takes 15 minutes to get filed with the DMV. That is all you need to do; just one call does it all. Our insurance specialists work with drivers to help them get affordable insurance after a DUI, help to prevent accumulating excessive points on their record or being cited while driving without coverage. Once the DMV accepts your SR22 filing, you can visit your local DMV location to have your driving privileges restored.
SR22 Insurance Cost in Hayward
Most drivers who need to file the financial responsibility form are concerned with the modified insurance cost. The cost of an SR22 compliant policy varies based on the insurance carrier you choose and the amount and type of coverage you need. Breathe Easy Insurance Solutions offers very affordable plans and can quote you immediately.
Resources for Hayward, CA
The name of the city of Hayward has changed over the years, from Haywards to Haywards Station, and then to Haywood, finally resulting in its current name, Hayward. The city sits on the Hayward Fault. The 1868 Hayward Earthquake, emanating from the Hayward Fault, completely destroyed the town.
You can download the current version of the California Driver Handbook in audio or PDF format from the CA DMV website. The handbook is also available in Spanish, Arabic, Armenian, Chinese, Farsi, Hindi, Korean, Punjabi, Russian, Tagalog and Vietnamese languages.
Explore the Crime Mapping feature available on the City of Hayward’s website to see where the crime hotspots exist in the area. You can also file a non-emergency police report from the site.