SR-22 Insurance in Missouri

If your license has been suspended due to not providing proof of insurance, a motor vehicle accident judgment, or failing to maintain liability insurance, Breathe Easy Insurance is here to assist you.

Call 844-580-7525

Understanding SR-22 Requirements in Missouri

An SR-22 is a certificate provided by a licensed insurance agent, serving as a certification from your insurance provider and filed with the Missouri Department of Revenue that proves you carry the state's required minimum liability insurance coverage:

  • $25,000 per person for bodily injury
  • $50,000 per accident for bodily injury
  • $25,000 per accident for property damage

You must maintain the SR-22 on file for a minimum of two years from the suspension start date. Failure to maintain this coverage can result in further suspensions of your driving privileges.

A couple consults with an insurance agent, looking at documents on the table while the agent explains details

Get Your Missouri SR-22 Quote Today

Get A Personalized Quote

First DWI Conviction

Results in a 90-day suspension of your driving privileges. You may qualify for a Restricted Driving Privilege (RDP) if you install an Ignition Interlock Device (IID) and submit a Request for Immediate 90-Day Interlock Restricted Driving Privilege (Form 5489) within 15 days.

For first-time DWI offenders who fail to obtain the 90-Day RDP, a 60-day RDP might be available after a 30-day hard suspension, provided you file an SR-22 and proof of IID installation.

Ignition Interlock Devices

Required to maintain installation during your suspension to avoid an extended suspension period. Intoxalock is the most-installed IID brand in Missouri.

Get a Free Quote Today! Call 844-580-7525

Español

By clicking "Get My Quote" above, I am providing my ESIGN signature and express written consent to permit MindrMindr and its family of brands, which include Alcohol Detection Systems Technology, Breathe Easy Insurance Solutions, DMV Interlock, DUICare, DUI.org, IgnitionInterlockInfo.com, Interlock.com, Intoxalock, Keepr, and recenTHC., its affiliated companies and parties calling on its behalf, to contact me at the number provided above, for marketing alcohol and substance monitoring related products and services, including through the use of automated technology, SMS/MMS messages, prerecorded and/or artificial voice messages and outside of 8:00 am and 9:00 pm local time. Consent is not a condition of purchase.
Also, by clicking the button, I agree to the Privacy Notice and Terms of Use, including mandatory arbitration. For California residents, click here.

FAQs About SR-22 in Missouri

What is an SR-22?

An SR-22 is a certificate that proves you have the minimum required auto insurance coverage mandated by your state. It's often required for drivers who have been convicted of serious driving offenses like DUIs or driving without insurance. 

How long do I need to keep an SR-22 in Missouri?

In Missouri, you must maintain an SR-22 for at least two years from the date your license suspension begins if you were suspended for a Motor Vehicle Accident Judgment, or for 3 years if you were suspended for False Insurance or Mandatory Insurance violations.

What happens if I let my SR-22 policy lapse?

Allowing your SR-22 policy to lapse or canceling it prematurely can result in serious consequences, including license suspension or additional fines. It's crucial to maintain continuous coverage until your SR-22 requirement is fulfilled. This can be a challenge if your long-time insurance carrier decides to end your coverage after your DUI.

Ready to Start the Process?

Contact Breathe Easy Insurance today at 844-580-7525 to get a free, no-obligation quote on SR-22 insurance. Our agents are standing by to help you every step of the way. Call now or fill out your information online to begin the process of getting your license back.

Additional Resources

License #8460320

Trustpilot
Call us anytime at 844-580-7525
Our specialists are ready to guide you.