Los Angeles County SR‑22 Insurance

Los Angeles drivers who have been convicted of a DUI, driving on a suspended or revoked license, or driving without insurance must obtain a California SR-22 insurance before they can get back on the road. Additionally, compliant insurance is a necessary requirement for obtaining a restricted drivers license during the probation period. You may also be required to carry an SR-22 compliant insurance policy if you were involved in an accident while you were not insured or under-insured or if you were deemed a negligent operator by collecting too many points on your driver's license. The most common reason people in Los Angeles County need SR-22 coverage is because of a DUI or wet reckless conviction. Breathe Easy Insurance Solutions offers affordable SR-22 policies and is committed to getting you back behind the wheel.

An SR-22 is a document that confirms you carry appropriate coverage as specified by California state law. The SR-22 is not insurance itself, but rather a certificate that your insurance carrier files for you with the California DMV. The certificate confirms that you are financially responsible and covered in the event of an accident. Note that you and your vehicle are not covered by liability insurance. Liability insurance covers the other people and property when you are in an accident.

In most cases, you will be required to maintain an SR-22 on file with the DMV for three years. However, if you are convicted of multiple DUI offenses or other serious driving offenses within 10 years, you may be required to maintain an SR-22 on file for a longer period of time.

The cost of an SR-22 policy is based on your location, your driving history and age, and the insurance company that carries your policy. Costs will vary, but generally, an insurance policy with an SR-22 attachment will be more costly than a standard auto insurance policy. The estimated cost of the high-risk policy that is required for an SR-22 will be three to five times the cost of a standard liability policy. In addition, your insurance company will charge a fee to file the SR-22 form with the DMV.

The California DMV will usually issue a license for a first-time DUI conviction if you enroll in a state-approved Los Angeles DUI school, file an SR-22 with the DMV and pay the associated fees. The fees are $15 for the restricted licenses and $125 for the reissue fee. For second and subsequent offenses, the DMV will require an ignition interlock device installed in your car, in addition, the aforementioned fees and requirements.

Though some states do not require the SR-22 filing, most states do. If you file in California, however, your SR-22 is only valid in the state of California. If you move to another state that requires the SR-22, you must obtain a policy and file with that state when you arrive. If you move to a state that does not require the SR-22 filing, you must obtain liability insurance with limits equal to or greater than the limits required for California. You can then provide proof of coverage to the California DMV, and they will release your SR-22.

Breathe Easy Insurance Solutions is your one-stop shop for your SR-22 compliant insurance policy. We provide low-cost liability insurance, and we will electronically file your SR-22 with the California DMV. Call 833-786-0237 to speak with a Breathe Easy Insurance agent. The agent will answer your questions and get you started on the process of filing your SR-22.