Affordable SR‑22 Insurance

If you’re working to overcome a DUI violation or similar situation, understanding SR‑22 insurance and finding the right policy might seem overwhelming. Let us make it easy for you.

Call 833-786-0237

What is SR‑22 Insurance?

An SR-22 is essentially a certificate that proves you have a certain level of car insurance coverage. It's often required after certain driving offenses like DUIs or multiple traffic violations. When you're required to get an SR-22, your insurance company files it with your state's Department of Motor Vehicles (DMV) to confirm that you're meeting the minimum insurance requirements. Without an SR-22, you might not be able to reinstate a suspended license or fulfill other legal obligations related to driving privileges.

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Who Needs SR‑22 Insurance?

Determining whether you need an SR-22 certificate typically depends on the specific driving violations you've been involved in and your state's laws. Your state is required to notify you of your SR-22 requirement, but you may be able to check your requirements on the state’s official driver’s administration website. Here are some common reasons why you might need an SR-22:

  • DUI/DWI/OWI or other Intoxication Related Driving Offense
  • Driving Without Insurance
  • Serious Traffic Offenses
  • License Suspension or Revocation
  • Court Order or DMV Notification

If you’re having trouble finding out if you need an SR-22, give Breathe Easy a call at 833-786-0237. One of our licensed agents can help you find out if you have an SR-22 requirement.

No Vehicle? No Problem.

Breathe Easy can help individuals who don't own a car but need SR-22 insurance. We offer non-owner SR-22 policies specifically designed for this situation. These policies provide liability coverage when you drive a vehicle that isn't yours or regularly available to you, ensuring you meet the minimum insurance requirements mandated by the state for SR-22 compliance. Our streamlined process, affordable options, and ongoing support make it easy for you to get the SR-22 coverage you need, even if you don't own a car. Contact us today to learn more and get started with your non-owner SR-22 policy.

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Get Your SR-22 Insurance Quickly and at Low Cost

At Breathe Easy, we understand that dealing with a DUI charge can be overwhelming. That's why we've designed our SR-22 process to be straightforward and a fit for your needs. Here's how we help you get the best auto policy and your SR-22 certificate:

Personalized Help

Our team of insurance experts starts by understanding your situation. Whether you need a non-owner SR-22 policy, have specific coverage requirements, or are concerned about cost, we listen and help guide you.

Comprehensive Coverage Options

We work with lots of dependable insurance carriers that insure drivers in your situation, so we can provide you with a wide range of insurance options. We help you choose the policy that best suits your needs and budget.

Affordable Rates and Flexible Payment Plans

We know that cost is a significant concern for many customers. That's why we offer competitive rates and flexible payment plans. We'll work with you to find a payment schedule that fits your financial situation.

Easy and Fast

Our purchase, payment, and customer service processes are simple so you can get your SR-22 certificate and proof of coverage quickly and hassle-free.

Customer Support

Our commitment to you doesn't end once you have your SR-22 policy. We're here to answer any questions, assist with policy changes, and provide ongoing support throughout your insurance journey.

Frequently Asked Questions About SR-22

What is an SR-22?

An SR-22 is a certificate that proves you have the minimum required auto insurance coverage mandated by your state. It's often required for drivers who have been convicted of serious driving offenses like DUIs or driving without insurance. 

Is SR-22 insurance a separate policy?

No, SR-22 insurance is not a separate policy but rather a certificate attached to your existing auto insurance policy. It serves as proof of financial responsibility and is submitted to the state by your insurance carrier.

How Long Do I Need to Have SR-22 Insurance?

The duration of SR-22 insurance requirements varies by state and the offense. Typically, it's required for a minimum of three years, but it can be longer depending on the circumstances. During this period, the insurance company will keep the state updated on your car insurance policy renewals and cancellations to ensure you maintain consistent coverage. Breathe Easy can help you understand the specific duration needed in your case.

What happens if I let my SR-22 policy lapse?

Allowing your SR-22 policy to lapse or canceling it prematurely can result in serious consequences, including license suspension or additional fines. It's crucial to maintain continuous coverage until your SR-22 requirement is fulfilled. This can be a challenge if your long-time insurance carrier decides to end your coverage after your DUI.

How Much Does SR-22 Cost?

The cost of SR-22 insurance can vary widely based on factors like your driving history, location, and the insurance company you choose. On average, the SR-22 filing itself can range from $15 to $50 per month. However, the actual total cost increases significantly due to higher premium rates after a DUI or similar violation, as drivers required to file an SR-22 are classified as high-risk. This classification leads to much higher premiums compared to a standard insurance policy. Additionally, you may still face higher premiums even after the SR-22 requirement has been lifted.

How Do You Get an SR-22?

Breathe Easy will help you get the necessary SR-22 documentation so you can get back on the road. We’ll help you understand what coverage you need, find you the best coverage at the best available price, and provide tips on how to keep your costs low. Once you’ve purchased an insurance policy, we file your SR-22 certificate with the DMV. Call Breathe Easy at 833-786-0237 to get a free, no-obligation quote. 

Can I Switch Insurance Companies with an SR-22?

Yes, you can switch insurance companies while maintaining your SR-22 status. However, it's essential to ensure that your new insurer is willing to file the SR-22 certificate with the state on your behalf. Breathe Easy can help you transition from your previous policy to one that’s a perfect fit for someone working to overcome a DUI/DWI. 

True Customer Experiences

Hear from real Breathe Easy customers as they share their experiences finding affordable SR-22 or FR-44 insurance and getting back on the road with confidence. From high-risk drivers to first-time SR-22/FR-44 policyholders, our clients explain how Breathe Easy Insurance made the process simple and stress-free.

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Get Started with Breathe Easy Today

Don't let SR-22 insurance be a source of stress. Breathe Easy is here to guide you every step of the way. Contact us today to schedule a consultation and take the first step toward securing the best SR-22 policy for your needs. Trust Breathe Easy to make insurance simple and affordable, so you can focus on moving forward with confidence.
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Get a Free Quote Today! Call 833-786-0237

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By clicking "Get My Quote" above, I am providing my ESIGN signature and express written consent to permit MindrMindr and its family of brands, which include Alcohol Detection Systems Technology, Breathe Easy Insurance Solutions, DMV Interlock, DUICare, DUI.org, IgnitionInterlockInfo.com, Interlock.com, Intoxalock, Keepr, and recenTHC., its affiliated companies and parties calling on its behalf, to contact me at the number provided above, for marketing alcohol and substance monitoring related products and services, including through the use of automated technology, SMS/MMS messages, prerecorded and/or artificial voice messages and outside of 8:00 am and 9:00 pm local time. Consent is not a condition of purchase.
Also, by clicking the button, I agree to the Privacy Notice and Terms of Use, including mandatory arbitration. For California residents, click here.
Call us anytime at 833-786-0237
Our specialists are ready to guide you.