What Is SR-22 Insurance?
Chances are, you probably never heard of SR-22 until being told you need one – likely after a serious driving violation.
SR-22 insurance is not a separate insurance policy, but a certificate of financial responsibility filed with the state to prove you have an active auto insurance policy.
The SR-22 requirement typically lasts between 1 and 5 years, depending on your state and driving history.
Common Reasons You May Need an SR-22:
- DUI or DWI convictions
- Driving without insurance
- Multiple at-fault accidents
- Accumulating too many points on your driving record












