Auto insurance can be complicated, and there are a lot of misunderstandings and questions people have about getting car insurance. If you have some tickets or accidents in your driving history, it can make securing car insurance even more challenging.
If you have been told you need an SR22 and IID, you may be confused about how this relates to your auto insurance and what you need to do. Read on to learn more about SR22s, IIDs, and how to proceed.
When can I get my Full Driving Privileges Back?
You will be able to get your full driving privileges back once you have met all the requirements imposed by your state. This includes any financial penalties and fees, as well as the SR22. The SR22 is a certificate filed by your insurance company to the DMV telling them you carry at least state minimum requirements in liability insurance.
Keeping your insurance coverage in place for at least the time required by state law – normally three years – will get you your full driving privileges back. This is assuming you have met the other requirements and have not incurred other tickets or driving infractions in that time.
If you fail to maintain at least minimum auto coverage, your SR22 may be canceled and you may face additional penalties.
How Long do I Have to File an SR22?
In most states that require the SR22, you will have to file for three years. In some states, it can be up to five years. Be sure you understand your specific requirements so that you remain in compliance. Breathe Easy Insurance can file your SR22 for you with your state in 15 minutes and update you of its status.
When can I get an Expungement?
Different states have different rules for expunging criminal records like DWIs and DUIs. In some places, there is a specific time, such as three to five years from the conviction. In other areas, the timing could be after you have successfully completed probation.
Check with your state to know how and when to request an expungement. Since the conviction could harm you in the future – with employment or housing opportunities, for example – you may wish to seek an expungement once it is possible in your state.
How Breathe Easy Insurance Can Help with SR22s and IIDs
Trying to navigate auto insurance while also needing to obtain an SR22 can be challenging and nerve-wracking. The experts at Breathe Easy Insurance are here to help through all the steps. From first learning you need an SR22 and IID to ensure all state and DMV requirements are met, you need support and useful information.
Some SR22 requirements vary from state to state, and you must understand the conditions in your specific situation. Learning more about SR22s and IIDs and working with the experts at Breathe Easy Insurance will give you peace of mind.
To learn more about SR22s and IIDs, contact the auto insurance experts at Breathe Easy Insurance at 833-786-0237. Our licensed professionals will be happy to answer your questions.
When is my Probation Period Over?
Probation periods are determined by the judge and vary by state. A probation period could be as long as three to five years but could be shorter depending on the charge and if it is the first offense.
It is important to remember that your probation period and time of SR22 could differ and have different start and end dates depending on many factors, like when each was filed. Knowing the dates relevant to your specific case is important to avoid inadvertent violations.
What States do not Require an SR22?
While most states do require the SR22, there is a handful that does not – Delaware, Kentucky, New Mexico, New York, North Carolina, Oklahoma, and Pennsylvania. However, if you have an SR22 and relocate to a state that does not require it, you will still need to fulfill the requirements from your original state until it ends. Two states require an FR44 in place of SR22: Florida and Virginia.
When are my Three Years up of Having to File an SR22?
In general, you will have to file the SR22 for three years, and the clock typically starts the day the insurance carrier first files the SR22. It is possible that if your insurance lapses during your SR22 period the clock will reset and you will need to file for an additional period of time.
It is important to maintain your coverage without interruption to avoid additional license suspensions, penalties, and fees
When can I get my IID Removed?
Following a DUI or DWI conviction, you may be required to install an Ignition Interlock Device, or IID, in your vehicle. The IID is a breathalyzer attached to the ignition of your vehicle and, once installed, you must blow a passing result each time for the vehicle to start. These devices may have a camera and GPS-capability, too.
The length of time the IID must stay installed in your vehicle will differ from state to state. If you have any IID-related violations – a failed start due to over-the-limit BAC, a failed retest, or a damaged IID – this can add to the time the IID will need to be installed.
When your state gives permission to have your IID removed, a certified vendor can remove it for you and will send paperwork to your state. Keep your records updated and let your agent know, as well.
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